Q : What Makes Your Company Different?
A : We represent and have done due diligence on most of the major travel insurance companies out there. Some are good, some are NOT, just because a company says they have 24 hour 7 day a week response doesnt mean they are not a little 7 person company somewhere with a big name underwriter, you really cant tell online. All of our chosen companies services are performed in-house. We have the experience and third party independence to help you make the right choice! If your not sure, email or call us, and well get your questions answered promptly!

Q : Why Buy Travel Insurance?
A : The answer is easy. Whether you travel for business or pleasure, international travel involves risk. You may arrive at your destination to find that your luggage with personal items has disappeared. A personal emergency may necessitate your early return to your Home Country. A medical emergency may require hospitalization or even air evacuation. In most cases, your existing insurance will not provide adequate protection for these and other risks. Without appropriate travel insurance, you may be exposed to significant financial liability.

Q : Is Using a Credit Card Online Safe?
A : All applications and credit card transactions are secured by using encrypted data. The credit card data is secured by using Verisign, one of the largest, most experienced, trusted names in online processing.

Q : Am I Eligible For The Patriot Series?
A : If you are traveling outside of your Home Country and are at least 14 days old, you are eligible for coverage. If you are under age 70, you may select youre the policy maximum coverage limit from $100,000 to $1,000,000. If you are age 70 to 79, the maximum limit available is $50,000. If you are age 80 or older, the maximum limit available is $10,000. The minimum coverage period is 15 days and the maximum coverage period is 12 months. You may purchase coverage in a combination of monthly and 15-day increments, depending on your needs.

Q : When Does Coverage Become Effective and When Does It End?
A : Your coverage becomes effective on the latest of: the date we receive your Application and correct premium, the moment you depart from your Home Country or the date you request on your Application. Your coverage will end on the earliest of: the end of the period for which you have paid a premium, the date requested on your Application, or the moment of your arrival upon return to your Home Country (unless you have started a Benefit Period or are eligible for Home Country Coverage under the ExPatriot Plus plan).